Archive - Luca Cosentino

SaaS 0-$30M: 5 metrics that can be turned into competitive advantage

From zero to $30M ARR - what SaaS businesses should benchmark themselves to.

Nov 26, 2024 •

The Federal Reserve Payments Study: 7 insights on Cards and Alternative Payments

A Nov-2024 report from the Federal Reserve aggregates and analyzes noncash payment volumes in 2021 and 2022. Here's the summary.

Nov 15, 2024 •

5 defining moments in American Banking

How panics, war, and bold reforms forged the backbone of American Banking—A deep dive into the defining moments that shaped the Federal Reserve

Nov 14, 2024 •

The onchain financial stack that will reshape Banking

What if….public ledgers became the core ledger for the next wave of banks?

Nov 2, 2024 •

November 2023

A very simple primer on Payments

In today’s economy, most of the payments we make and receive are in fiat currency. But what does that actually mean, and how does it all work? Let’s…

Nov 14, 2023 •

July 2021

“Luca, I am considering working in crypto; can I pick your brain?”

The eternal battle between picking technology or skills

Jul 5, 2021 •

August 2020

Programming Data and Money: The Data Market Yield

The ability to collect, store, program, and use data has brought connectivity, ubiquity, and intelligence to every modern application.

Aug 3, 2020 •

January 2020

Why Visa acquired Plaid

Note: the acquisition didn’t go through due to regulatory concerns.

Jan 14, 2020 •

January 2019

Meeting Customers’ Expectations

7 basic things customers want

Jan 31, 2019 •

October 2016

Stay simple: the 3Bs framework

aThe relationship report-manager is never obvious.

Oct 17, 2016 •

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